Goals & family
India's joint-family money,
finally in one place
Education, the flat, retirement — every goal funded on purpose. And every family member's portfolio in one login, consolidated when you want the picture, separate when the ITR is due.
Family · consolidated
All portfolios · ₹1.24 CrHardik
₹62.4L
Priya
₹31.2L
Papa
₹24.8L
Mummy
₹6.1L
Product shown with illustrative example data.
Goal funding
Every goal gets a monthly number
A goal isn't a wish — it's a target amount, a date, and the SIPs funding it. ProjectionWealth maps your actual investments to each goal and tells you today whether 2031 is on track, or exactly how many rupees a month close the gap.
Home down-payment
Target: Mar 2028₹11.4L of ₹30.0L
Needs ₹8,200/mo more
Current SIPs reach ₹24.6L by Mar 2028. Adding ₹8,200/mo — or moving the date to Nov 2028 — closes the gap.
Family portfolios
One login. Every member. Every PAN.
Create a portfolio each for yourself, your spouse, your parents and the kids. Switch to any member for their view, or to 'All' for the family's consolidated wealth. Capital-gains taxes stay computed per PAN — the way the ITR needs them.
RELIANCE · family total
137 shares · ₹40.8L
Hardik
82 shares · avg ₹2,214
₹24.4L
Priya
40 shares · avg ₹2,590
₹11.9L
Papa
15 shares · avg ₹1,105
₹4.5L
Each member's gains are taxed on their own PAN — three exemptions, not one.
Transfers & sharing
Gifts, inheritance and read-only eyes
Move holdings between family portfolios with cost basis and buy dates intact — a gift to your spouse isn't a taxable sale and shouldn't be recorded like one. And when Papa just wants to see the picture, share a read-only link, not a password.
Transfer · gift to spouse
Hardik
20 × TCS
Priya
- Buy date kept: 14 Aug 2020 — holding period keeps running
- Cost basis kept: ₹2,215 per share
- Recorded as gift — not a taxable sale
Everything included
- Unlimited goals with target amount and date
- Funding status: on track, or the exact ₹/month gap
- Goals linked to SIPs and projections
- Milestones on the projection timeline
- One login, unlimited family portfolios
- Consolidated holdings across members, expandable per person
- Per-PAN tax computation for every portfolio
- Portfolio-to-portfolio transfers preserving cost basis
Plan a future your
family will love
See your wealth clearly, project it decades ahead, and chart your course to the life you're working for — starting tonight.
Start free — no PAN, no broker linkingNo PAN · No broker linking · No OTPs · Your data stays yours