Every time you sell a stock or fund at a profit, you owe tax on the gain. The Tax Planner adds all of that up for a financial year and shows you the bill before the year closes — while you can still do something about it.
The estimated tax bill
The hero card is your Estimated tax bill for the selected year, split the way the tax rules split it: LTCG @12.5% on gains from holdings you've owned over a year, and STCG @20% on the ones you've owned less. Long-term and short-term are taxed very differently, so keeping them separate is the whole point.
Dashboard › Tax Planner
Tax Planner
Track realized gains, optimize your tax bill, and harvest losses before year-end.
Estimated tax bill · FY 2026-27FY 2025-26FY 2024-25
₹0₹6,917₹15,232Combined
LTCG @12.5% ₹0₹0₹5,072STCG @20% ₹0₹6,917₹10,160
₹5L of exemption headroom remaining₹5L of exemption headroom remaining₹3.75L of exemption headroom remaining
Realized LTCG
₹0₹0+₹1.66LStocks: ₹0 · MF: ₹0Stocks: ₹0 · MF: ₹0Stocks: ₹1.66L · MF: ₹0Realized STCG
₹0+₹34,585+₹32,989Stocks: ₹0 · MF: ₹0Stocks: ₹34,585 · MF: ₹0Stocks: ₹50,802 · MF: −₹17,813LTCG Exemption
₹0₹0₹1.25LUsed · Left: ₹5LUsed · Left: ₹5LUsed · Left: ₹3.75LRealized P&L
0 transactions · grouped by month4 transactions · grouped by month28 transactions · grouped by monthJul 25
Jun 25
Apr 25
Mar 25
Feb 25
Dec 24
☘ Tax-Loss Harvesting
No realized gains to offsetFY 2025-26 is closedFY 2024-25 is closed
You have no realized capital gains in FY 2026-27, so there's nothing to offset right now. Once you book gains, return here to see which loss-making holdings can be sold to reduce your tax bill.
Tax-loss harvesting is only available during an open financial year. FY 2025-26 has ended — losses can no longer be harvested for this year. Switch to the current FY to review live opportunities.
Tax-loss harvesting is only available during an open financial year. FY 2024-25 has ended — losses can no longer be harvested for this year. Switch to the current FY to review live opportunities.
Combined tax summary
Per-portfolio breakdown · separate PANs each get ₹1.25L LTCG exemptionThe real Tax Planner — switching to FY 2025-26 shows a ₹6,917 estimated bill and the trades behind it.
Your exemption headroom
Below the bill is your ₹1.25L LTCG exemption — the first ₹1.25 lakh of long-term gains each year is tax-free, per portfolio. The progress bar shows how much you've used and how much headroom is left. If you have room to spare, booking some long-term gains before March 31 can be free.
The numbers behind it
The Realized LTCG and Realized STCG cards show the gains you've actually booked this year, and the Realized P&L table lists every sell that fed them — grouped by month, tagged LTCG or STCG. It's the audit trail for the bill above.
Note: These figures are estimates based on your recorded trades and this year's rates — a planning tool, not a filed return. For anything you'll actually submit, check with a CA.