How do I read my cash flow?

The net-worth chart shows where you end up; the Cash Flow tab shows how. It's a Sankey — a flow diagram that traces every rupee from where it earns in on the left to where it lands on the right, for one year of your plan.

Read the flow

Your income sources — Salary, Rental Income, interest — gather into Earned Income and Other Inflows, then merge at the Inflows hub in the middle. From there the money fans out to where it's spent: Tax, Expenses, Debt (EMI), Investments and Cash Savings — each splitting once more into its real line items. The thickness of every band is its size, so the big drains and the real savings jump out at a glance.

Thicker bands carry more money — income gathers at the Inflows hub, then fans out to tax, expenses, debt and savings.

Step through the years

The Sankey is a snapshot of one year, not a lifetime total. Drag the year slider under the diagram to watch the flows shift — salary disappears at retirement, drawdowns appear, and the tax band shrinks as your income winds down.

Tip: Leave Show asset growth off for the clean picture of cash you actually move. Turn it on only when you want to see reinvested returns looping back in — it always nets to zero, so it adds detail without changing the totals.