How do I read my tax analytics?

Tax is the quiet drag on any long plan. The Tax Analytics tab makes it visible — what you pay each year, at what rate, and across your whole life.

The headline numbers

Three figures sum it up: your tax for the year, your Effective rate (tax as a share of income), and your projected Lifetime tax. Seeing the lifetime total in one number is often the surprise.

Each bar is a year's tax, split into Income Tax, Capital Gains Tax and Cess — with your effective rate traced on top.

The year-by-year chart

Each bar is one financial year's tax, stacked by where it comes from — Income Tax on your salary, Capital Gains Tax on the investments you sell, and the Cess on top. The red line is your Effective Tax Rate, read against the right axis. Watch the stack change past the Retirement marker: income tax fades as your salary stops, while capital-gains tax grows as you draw down your portfolio.

Note: These are estimates based on your plan and the current year's rates — a guide to the shape of your future tax, not a filed return. It's most useful for spotting the years that get heavy, so you can plan around them.