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Plans & Projections

How do I read my net-worth projection chart?

Read the projection chart, the market-range band, the toggles, and the plan solvers.

Updated 22 Jul 2026

Once a plan runs, the Plan tab is the headline: your net worth projected across your whole life. Here's how to read it.

The chart

The line is your median net worth over time. The shaded Market range around it is the spread of outcomes — narrow near-term, wider far out, because markets are less predictable the further ahead you look. A marker shows where Retirement falls.

ProjectionWealthPapaSearch…⌘KH
DashboardHoldingsAssetsTransactionsSIP PlansLiabilitiesGoalsPlansTax PlannerSupportSettings

Dashboard › Plans › Retirement Plan

Retirement PlanPlanCash FlowTax AnalyticsSettingsPlans ▾⟳ Regenerate+ Add plan
Your plan survives on average — but in bad markets your money runs out at age 70In the worst 10% of the 1,000 simulated futures, assets hit zero before your life expectancy. Turn on "Market range" on the chart to see the downside band.
How much can I safely spend?Finds the monthly lifestyle your plan can sustain for life.Find out
When could I retire?Finds the earliest age your money lasts to life expectancy.Find out
Net WorthToday's ₹NominalMarket rangeRange: Near-termFull Life

Band = range across 1,000 simulations · dashed = median

₹0₹50.0 L₹1.00 Cr₹1.50 Cr₹2.00 Cr₹2.50 Cr₹3.00 Cr₹3.50 Cr₹4.00 Cr₹0₹1.00 Cr₹2.00 Cr₹3.00 Cr₹4.00 Cr₹5.00 Cr₹6.00 CrNet Worth (₹)
Now
34384246505458626670

Age

You 342026
Today's ₹Nominal

Inflation-adjusted, real purchasing power

Net Worth₹78.61L
Assets Breakdown₹78.61L
Liquid Net Worth₹78.61L
Withdrawals₹0
Income₹11.00L
Expenses₹7.30L
Taxes₹0
Effective Tax Rate0.0%

Cash Flow

Where every rupee flows in a single year — inflows, taxes, spending and what gets invested.

Age 34 · 2026

Total Income

₹11L

Taxes

₹0

Expenses

₹7.3L

Invested (SIP)

₹3.64L

To cash savings

₹6,000
Salary ₹10LSide Hustle ₹1LEarned IncomeOther InflowsInflowsExpenses ₹7.3LInvestments ₹3.64LCash SavingsHealth Care ₹1LLiving Expenses ₹5LSchool Fees ₹1LTravel / VacationMutual Funds (SIP)PPF ContributionCash Savings ₹6,000

Drag the slider to scrub through years. Inflows on the left flow into outflows — tax, expenses, debt, investments and cash — on the right.

The real projection page — the median net-worth line, the market-range band, and the age slider.

The toggles

  • Today's ₹ vs Nominal — show values in today's money (inflation stripped out) or the actual future rupees.
  • Market range — turn the uncertainty band on or off.
  • Near-term vs Full Life — zoom into the next few years or see the whole timeline.

Ask your plan

Two solvers answer the questions people actually have: How much can I safely spend? and When could I retire? Each works backwards from your plan to give a number you can act on.

Tip: Read the chart in Today's ₹ first — a number in future rupees looks huge but buys less. Today's money is the honest comparison.

Do this on your real portfolio

ProjectionWealth tracks your whole family's wealth on one screen — free to start, no PAN, no broker linking.

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